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Thursday, July 17 2014

Top 3 Types of California Auto Insurance

California Liability Insurance Requirements

In the state of California, only liability insurance is required by the state. It would be wise to get more coverage, depending on your driving habits, income, and so on. If you are seeking affordable car insurance, go for the minimum legal limit. California drivers are required by law to have liability insurance with these monetary limits of $15,000 on one person in an accident of either injury or death, $30,000 on two or more persons in an accident of either injury or death, and $5,000 for property damage per accident.

This insurance requirement is mandatory, and drivers must have written proof of their policy at all times in the vehicle. Most people carry this in their car's glove compartment, and then a smaller proof of insurance card in their wallet. The insurance card must show their insurance company's name, state and address, period of coverage, and the policy number.

That is the state minimum coverage of liability insurance. More coverage in increments can be added to the policy, for a higher rate of insurance--for a higher price. It is as if the insurance company is investing more in covering you and your vehicle in case you are in an accident. It is more so covering other cars and other people in case you are at fault in an auto accident.

California Collision Insurance

California is a driver-at-fault state. This means, that the person at fault in the auto accident is the one responsible to pay for the damages done. Hopefully this motorist is insured! If you are found to be at-fault in a car accident, you will feel a little bit better knowing that you have collision insurance. This auto coverage pays (up to your previous agreed upon limit) for the damages done that you have caused.

With forms of insurance, a deductible is required. Deductible rates are linked to the premium rates that are covered. And in order for the policy to take effect, the person at-fault must pay their deductible so that the insurance agency can proceed with cleaning up the mess, so to speak.

California Comprehensive Insurance

Many drivers opt-in for comprehensive auto insurance. Although it is not legally required by the state of California, many drivers choose it for it covers the auto accidents in life that may happen. It provides a wider coverage for the driver--more peace of mind.

Comprehensive auto insurance refers to coverage to your vehicle for damages done to it, other than a collision. It covers things such as a stolen vehicle, damage by weather, fires, earthquakes and more. It is typical that comprehensive and collision coverage together will only pay up to the actual cash value of the car. Loan and lease companies require comprehensive and collision coverage (as well as the required liability coverage) on the vehicle.

Wednesday, July 9 2014

Roadside Assistance Is An Absolute Necessity

Breaking down at the side of the road is obviously a traumatic experience no matter how long you have been driving. You find yourself sitting there wondering not only how you will get back home, but also how your vehicle is going to be moved from its current position. However, this is why roadside assistance was created in the first place in order to rescue stranded motorists and get them to their destination rather than being stranded in the middle of nowhere. If you have broken down, then there is now no need to panic as help is indeed at hand.

The main aim of this type of assistance is to get to your location in the quickest time possible as the safety of the motorist is absolutely paramount. All that is required is an idea of your location and even if you do not know specifically where you are help can still reach you as long as there are some general details including places you have just driven through or any signs nearby. Details on your vehicle will also be required and help will then be sent in order to get you to where you need to go.

There are several things that could happen when you require roadside assistance. In a number of instances a repair can be carried out where you have broken down as a number of breakdowns are due to relatively simple issues such as a flat battery, having a flat, or perhaps you have even been locked out of your car and are struggling to get back in. With these types of cases they can clearly be resolved there and then without there ever being the need to tow your car to another destination, but for more serious mechanical issues it may be the case that towing to an actual garage is the only option available.

If this is indeed the case, then your vehicle will be removed to a safe place where it can be repaired by a mechanic. The actual final destination can vary from person to person, but this will all be carefully discussed with the owner of the vehicle at the earliest opportunity. However, it has to be stressed that the majority of call outs can eventually be repaired on-site.

So if you break down for any reason whatsoever you do at least know that there is no need to be concerned as help is indeed at hand. Roadside assistance can get you moving again either by yourself or via a helping hand, but the one thing that is certain is that you will not be stuck in the middle of nowhere for long.

Friday, June 13 2014

Read This Great Travel Advice Before You Go

For an event that should be fun, relaxing and free of stress, often times, all of the planning and logistics ends up turning a dream vacation into one big headache. Follow the travel tips in this article to reduce the stress involved in vacationing so that you can return from your next trip, relaxed and rejuvenated. Many mature couples enjoy a vacation together.

Autumn is a great time to travel through New England. This is when the leaves begin to change into their beautiful golden color. The weather cools down, making the air feel refreshingly crisp. You no longer have to compete with summer tourists. This is the time when you can slow down your pace of travel and just enjoy the beauty around you.

If you are traveling to an area that has a high level of crime, consider purchasing your own padlock for the hotel room door. These locks are more difficult to pick than the ones the hotel will have already and no one in the hotel will have a spare to let in "visitors".

When traveling, even in developed nations, always assume your hands are contaminated. Don't put your fingers in your mouth and avoid eating with your hands. Chances are good you've come into contact with hundreds of people and thousands of surfaces, any one of which could be carrying a disease that you aren't prepared for.

If you are traveling into a malaria-prone area, in addition to anti-malaria pills, bring a mosquito net or find a room with a large ventilation fan. The net is best as it can almost completely stop mosquitoes from getting to you at night. The fan works because mosquitoes cannot fly as well into the wind, but it is not fool-proof.

When going on vacation, make sure to purchase travel insurance. Taking this step can cover you in the event that you need to go to the hospital or have a medical evaluation while away from home. This is especially important, if you are thinking of participating in adventure activities or sports.

If you're planning on taking a cell phone with you on your trip, make sure to call your cell phone provider to ask them about roaming charges. The familiarity of your cell phone may make you feel better, but it may cost you a lot more to use it on foreign soil. A good alternative is buying a local SIM card and using it while you're there.

Not all medical insurance plans cover you when you travel abroad. When making a plan to travel to international destinations it's a good idea to look into purchasing medical coverage for your trip. So, before you go you may want to research what kind of medical coverage is available to you and what the costs might be.

As you can see, there are a number of ways to reduce the stress of planning your vacation and simplifying the logistics. Make use of any or all of these tips when planning your next vacation. Instead of being stressed out, you will have the time and energy to truly enjoy your vacation.

The Best Building Restorations In The World

Restoration of dilapidated buildings is a delicate exercise. Care should be taken to ensure that the building does not lose its original features. The basic principle is to make it look as close to the original one as possible. This is made even more difficult considering that sometimes the building has to be fitted with modern facilities and plumbing to make it functional. Inspired by my recent need to hire Kent building contractors for a restoration project, I researched and looked at three of the best building restorations in the world.

MacArthur Chambers in Brisbane, Australia

The historic value of MacArthur Central cannot be ignored. Located in Queensland, Australia it was the building that housed war-time American general Douglas MacArthur. Facing onslaught from the Japanese it was in this building that major military decisions were made that saved Australia during the Second World War. This was because it was the headquarters of the Allies in the South West Pacific theatre of the war which was commanded by General MacArthur.

It was in view of this immense historical importance that renovations were announced in 2011. It was then estimated by Apple that the whole renovation might take close to $12 million. Two years down the line the restoration was finished.

What stands out about the restoration is how meticulous it was. The attention to detail exhibited is admirable. No aspect of the building was overlooked. The polished marbles at the entrance of the store that form a mosaic have for exampled been restored to almost the exact way they looked originally.

Great care was also taken to ensure that not too many upgrading of the stores historic touches was done using modern materials. To ensure modern additions fit in seamlessly they were custom made. The LED-backlit displays and acoustic dampeners were for example custom made in order to fit into the architectural features of the store.

Miller Shoe Company building in New York, USA

1552 Broadway became famous for being the showroom for I. Miller shoes. The I. Miller shoes were the in thing for those days especially among celebrities especially dancers and actors.The original building was very beautiful. Polished marble lined its arched windows and its façade brightened by limestone Over time the statues of Marilyn Miller, Ethel Barrymore, Rosa Ponselle and Mary Pickford representing comedy, drama, opera and film respectively made the building even more beautiful.

Its neglect began in 1970 when it was bought by the Reise family. The building became increasingly dilapidated. Chunks of marble were missing in some parts of the building and many gaps had wrongfully been filled with concrete .The four statues that had given the building much of its beauty were also in extremely bad shape. After the building switched owners however restoration work began in earnest.

After the renovation the building is back again as the most beautiful building in Times Square. For a beauty that set the trends for beauty in much of its history, nothing could be more fitting as to return beauty to it. The soot that covered the whole building and made it very ugly to look at is no more as it has been removed. Before renovations also, there were many cracks it the buildings marble. All these cracks have however been repaired. And it’s not just repairing, they have also been polished thus returning the sparkle that the building once had. Those areas that had been filled with concrete have also been restored. There is therefore uniformity in the whole building. The four statues, long neglected, have also been restored to their original grandeur. The façade that has been put on the building perfectly resonates with the rest of the building increasing its beauty. To connect with the buildings history, a large digital billboard has been put on it just as they were in the 1920s at the height of the buildings fame.

The White Tower Pavilion in St. Petersburg, Russia

The White Tower was a mystical spot that was frequented by the many members of the Russian Royal family. Built between 1821-1827 by Tsar Nicholas I, the architecture of the building was heavily influenced by Gothic architecture. Its pavilion was however heavily damaged during the Second World War. Beginning in 2011, the building was renovated and restored. It’s destroyed parts have been restored. For example its beautiful façade decorated by sculptures of medieval knights have been restored. The same has been done to its interior. The stucco moldings that were destroyed by the Nazis in the Second World War have been restored as well.

It can therefore be seen from the above examples that restoration not only ensures that important historical buildings are preserved but they also brought back to life. It makes a people appreciate their past in a way not even the most well written history book can achieve.

Monday, May 26 2014

Hire a Motorhome To Discover Total Freedom

Here is one for the independent travellers. I am going to talk motorhomes and say all about the freedom you will have etc. But there is more to motorhome hire holidays, for example how many holidays do you know where the actual journey is enjoyable? Not many I don't think. Online, it is simple to reserve a motorhome and most companies will be more than happy to do hire at short notice. Most companies will now be happy to rent out a motorhome for a weekend if you don't need a full week. This is the great thing, you can now hire one right now (I'd recommend using MotorhomeFreedom.com for motorhome rental in the UK ) and not have a clue where you want to go, just aim and drive.

Most people who like motorhome's can't afford one - sad, but true! So is the answer to rent a motorhome? Don't think for too long, hiring a motorhome is an excellent thing to do. There are non of the general running costs to worry about. Most importantly you won't have to worry about the vehicle depreciating in value as it sits on your driveway doing nothing for 48 weeks a year!

Many UK motorhome hire companies make use of the fact that motorhome owners do not use their vehicles all year 'round and use them as part of their own fleet. This model has good points and bad points The plus point is that thousands of $$$s are not required to make the fleet. Quality control can be difficult to maintain though, especially if you only have access to the vehicles when the owners allow it.

So you can see that there might be some risks if you are looking for private motorhome hire. I personally think that any sort of cheap motorhome hire may turn out to be a false economy. Attractive deals are often spoiled by bad business practices. The owner will try and put you on their own private insurance. This might work out fine when you are hiring a scooter on the island of Kos, but is it really want to be doing here in the Britain - is it really what you want?. Use a good hire company with a good reputation.

This is story about someone who is addicted to using motorhomes in the winter. A good friend of mine, Joe Strain, always loved skiing, but now loves to snowboard. For his first few times, he stopped in an apartment, which is what most people do. He would have a great day snowboarding and along the way he would meet people who talked about other ski resorts and how great they were. Nice idea, but how could he take all these other places in the one week he had reserved for his winter holiday? Hiring a motorhome was the answer. A Chausson Flash 02 is his favourite motorhome when he is with his girlfriend or a Flash 03 if he is with a bunch of mates. So now apartments or hotels anymore!

Newer motorhomes such as the Chausson Flash 02 have excellent insulation in the caravan part of them, so you won't freeze to death in the winter and won't roast in the summer. Keep cool when driving with the ice cold air conditioning in the motorhome's cab. Once you are parked up, the double glazed windows will keep you warm in the winter and keep the intense sun out in the summer too.

I hope that by reading this article you are spurred on to give campervanning a go. Maybe you should try hiring a motorhome for just a weekend and see how you like it. If you are worried about places to park in town centers, don't ! Go for the larger out of town supermarket car parks. As we have said before, staying warm is easy in motorhome, so plan your trip any time you like. I'll put money on the fact that you will be planning your second trip before you get home from your first. So how about that, a holiday that begins the minute you leave home.

Thursday, May 22 2014

Issues With Vaccines

Lately you can see more and more individuals refusing to vaccinate their children because of various reasons: most commonly, they argue that vaccinations may cause autism or diabetes. It’s not the first time that vaccine controversies swept across the nations and that many people refused them. Back during the 18th century, many argued that vaccinations don’t work, that they are dangerous and that people should rely on personal hygiene.

Immunization success depends on public confidence regarding their safety. There’s a distinct pattern when it comes to concerns – an investigation may suggest that a medical condition may actually be caused by a vaccine and a premature announcement is made. After that, the public confidence drops quickly. The initial study usually isn’t reproduced by other groups and it may take several years to regain the public confidence again.

As many avoid vaccinating their children because they think that vaccines are too dangerous, they drop the efficiency of what is referenced to as herd immunity. There are a small percentage of individuals out there who are allergic to certain components of the vaccine and they rely heavily on herd immunity to not be affected by the diseases. The more people avoid vaccinations, the higher the chance that those individuals will be exposed to the disease.

Avoiding vaccinations has led to outbreaks of diseases that were non-existent in recent history or had only very few cases. Take measles, for instance. In 2012, there were only 54 cases in the US, but the number went to 189 in 2013. Now, in 2014, there have been 188 confirmed cases, and it’s only May now.

The benefits or immunization outweigh the adverse effects. Not vaccinating your child doesn’t protect them the disease. The risk of catching the disease is far greater than developing adverse effects.

Sunday, May 18 2014

Help and Advice For People Living With Type 2 Diabetes

If you have diabetes type two, you may be at risk of a range of other health problems such as skin infections, eye diseases and nerve damage or neuropathy. If you have been diagnosed with this disease, you need to learn how to manage it in order to live a healthy and productive life. Some people even manage to achieve a type 2 diabetes cure with the following advice.

Your diet is most important when it comes to type 2 diabetes. Most people believe a diabetic diet means eliminating all carbohydrates, particularly sugar. In fact this is not the case at all. Diabetics need to balance their blood sugar levels and a meal plan that eliminates all carbohydrates and sugars can lead to a complaint called hypoglycaemia - or low blood sugar.

However, while carbohydrates can be a part of a diabetic diet, certain items in this food group need to be restricted. These are what is know as high GI carbohydrates which can cause a spike in insulin levels because they are absorbed very quickly into the blood stream. Among these food are sugar (including glucose, corn syrup and fructose, to name just a few), white bread, cakes and processed foods containing white flour or sugar.

It's best to stick to whole fresh foods such as meat, legumes and vegetables. Fruits are fine in moderation, but avoid fruit juices as these are typically high in fructose. Low GI carbohydrates such as whole grains can be included as they slow the absorption of sugar into the blood stream. If you crave the occasional sweet treat, make sure you keep an eye on your blood glucose levels. Diabetics who do a lot of exercise can usually indulge in deserts more often.

You can eat a variety of protein foods, for example beans, tofu, eggs, milk and cheese. Try to vary your diet as much as possible to keep you healthy and avoid the boredom of a strict diabetic diet. Replace unhealthy foods with healthy alternatives. Some examples are replacing cream with yogurt or oily salad dressing with flavoured vinegars.

If you are also trying to lose weight as well as controlling diabetes, then portion control is particularly important. Also become a label reader when buying your groceries. you will be able to chose foods low in sugars and preservatives when you know what's in that can or packet.

to conclude, it's absolutely crucial that all diabetics learn the proper ways to care for their bodies to preserve their health Use the advice offered here to help you manage your diabetes. If you manage your diet, exercise and lose weight, you may be able to cure type two diabetes and live a normal life.

Thursday, May 15 2014

Shingle Roof Or TIle Roof?

If you're going to be investing in any kind of home renovations, and plan on hiring a contractor, you want to choose the most reliable and honest one you can find. There are lots of contractors out there who are just great; the problem is you'll have to do a little digging sometimes to find the right one. It doesn't have to be a long and arduous process if you follow these simple steps.

Budgets are definitely a concern but the cheapest contractor isn't always the best choice. You'll want to do everything in your power to protect the value of your home as it is likely to be your most valuable asset.

In addition to finding a highly skilled contractor to do the work it's important to find contractors that work with only the best materials when installing a shingle roof. If you get a few estimates (which you always should), and they're roughly the same, you may want to choose the cheapest one if you have no other preferences. However, if one contractor claims he can do the job for a much cheaper price than the others, you should be suspicious, because it's likely that he's going to be skimping on something important.

It is not wise to let just anyone into your home; even a contractor needs to have their merit evaluated. The Better Business Bureau and the Chamber of Commerce would be the most public accessible agencies to have this information. Just because a party has lodged a complaint against a contractor does not indicate they are not good to work with; the case should be looked into and viewed with an open mind. You will find dishonest and unqualified builders; but there are just as many homeowners with the same traits and will lodge a complaint even when the builder was not incompetent in any way. One case in point might be when the contractor gives the owner a price for a specific job and then the owner decides to embellish without paying anything extra. Once you have viewed the complaints, make up your own mind.

Obtaining necessary work permits is one of the abundant duties that contractors are accountable for. What this is referring to is if you were to desire an added building on your dwelling and zoning permits are a requirement, your contractor would be the one to handle this. Provided someone is reluctant to do this or doesn't know how, they would in all likelihood not be a licensed builder. One needs to discuss with contractors whether or not they would take on responsibility for these permits, should you have a major home improvement job on their mind. Should they say no, you need to look somewhere else, because one benefit of securing a contractor is not being forced to take care of those things on your own.

With so many great contractors out there, tips like these exist to help you get the most out of your experience working with a contractor. It does take a pretty substantial investment to hire a contractor for most home improvement projects. But when you put the proper planning into place ahead of time, this is money well spent.

Monday, May 12 2014

Everything You Need to Know About Document Management Solutions

So, уоu hаvе heard a great deal аbоut document management solutions. However, уоu аrе nоt rеаllу aware аbоut whаt thеѕе programs аrе аnd hоw thеу function. Well, rеаd оn tо comprehend thеѕе systems. Thеѕе systems аrе likе a safe рlасе fоr аll thе businesses thеѕе days. Wе live a world whеrе аlmоѕt еvеrуthing iѕ run bу technology.

Whаt аrе document management solutions? Thеѕе solutions hеlр tо maintain аn electronic copy оf уоur documents. Thеу manage thе documents, make nесеѕѕаrу rectifications аnd finally givе output files whiсh саn bе furthеr processed. Thеѕе solutions enable businesses tо consolidate аnd preserve information frоm bоth paper аnd digital sources. Furthermore, thеѕе systems ensure thаt уоur documents аrе indexed аnd саn bе retrieved efficiently.

Whаt аrе thе benefits оf document management solutions? Suсh solutions аrе highly beneficial tо business organization. Bеlоw аrе a fеw оf thе advantages оf thеѕе solutions:

  • Thе storage space thаt iѕ оthеrwiѕе utilized fоr stacking a great mess оf files аnd оthеr papers саn bе uѕеd fоr оthеr purposes.
  • Maintaining paper documents аrе a big hassle; it iѕ costly аnd takes a lot оf manual effort аѕ well. Thеѕе solutions store data iѕ a lеѕѕ expensive manner, аnd thеу аlѕо reduce thе human labour thаt iѕ оthеrwiѕе needed.
  • If уоu wаnt tо retrieve paper files, it takes a lot оf time. Thеѕе systems put аn еnd tо thiѕ timе consuming activity. It iѕ easy retrieved whаtеvеr files уоu require, with a simple click.
  • Yоu саn control уоur documents in a bеttеr fashion thrоugh thеѕе systems. Yоu саn selectively share уоur documents with thе concerned departments.
  • Thеѕе systems аrе great in thе security areas, аnd thеу аrе extremely effective. Yоu саn ensure thаt уоur data iѕn't bеing shared with people уоu dо nоt wаnt tо share it with. It totally eliminates thе chances оf data theft thаt саn hарреn if thеrе аrе physical copies оf information.
  • Thеrе саn bе unfоrtunаtе instances whеrе уоur data iѕ lost due tо misplacement, theft, natural disasters оr fire. Thеѕе solutions аrе immune tо аnу ѕuсh hazards.
  • Yоur internal operations аrе significantly improved. Thе еntirе work process iѕ smooth, уоur files саn bе found faster аnd thе еntirе work process iѕ improvised.

Hоw tо choose thе bеѕt document management systems? Choosing thе bеѕt Document Managagement system company iѕ оf utmost importance. Thе company's еntirе data iѕ gоing tо bе managed bу thеѕе systems. Yоu саn ensure thаt уоu bear in mind thе fоllоwing whеn уоu hire a company fоr thе same: - Hire a company whiсh hаѕ a good reputation. Yоu dо nоt wаnt tо tаkе аnу risk with уоur data. - Make ѕurе thаt уоu hire a firm whiсh iѕ licensed tо carry оut itѕ business practices. Thеrе аrе mаnу rogue companies, аnd уоu nееd tо bе aware оf them. - Ensure thаt уоu аrе nоt overpaying thе company fоr anything. Gеt уоur quotations right. - A good company will аlwауѕ make ѕurе thаt уоu аrе completely aware оf thеir guidelines аnd policies. All in all, thеѕе Document management solutions аrе essential whеn уоu wаnt a smooth-functioning work environment.

Thursday, May 8 2014

Important Advice On Maximizing Your Video Marketing

Video marketing is one of the hottest marketing techniques around. By creating and posting great online videos, you can reach a global audience with your message. No matter what sort of business you have, you can benefit from video marketing. This article will teach you what you need to know.

It's better if you make a wide selection of videos. You should regularly make videos so that people come to expect something new from you when they are on your site. As you cover more topics, you'll attract a wider audience. Digital media is crucial to your marketing plan. Learn how important digital signage is in our modern world at http://www.thepromediagroup.com/.

It is not likely your customers will want to watch videos that are more than 20 minutes long. If you are using the video to perform a demonstration or step-by-step guide, give yourself as much time as possible, even up to 20 minutes, to ensure that you fit everything in. If, on the other hand, you are just talking to the viewer about information, keep it under ten minutes.

When making videos for marketing purposes, it is a good idea for you to talk to your audience honestly. If people get the idea that the only thing on your mind is making a profit, that will make them more likely to do business elsewhere. While there is nothing wrong with wanting to turn a profit, you must always think of your customers first.

If you offer services to your customers, the best way to give them an idea of what you do is to create a video that documents the different steps you take to perform this service. You should have a friend follow you with a camera the next time you perform this service for a customer.

Communicate regularly with others in your niche. Not only is this a good way to share advice and ideas, but you can also share marketing. Many bloggers or webmasters often allow the posting of contributions by site visitors. When you can get your message out to a larger customer base within your niche, you will enjoy more success.

To help garner even more views embed your video in your website. Most people when they think of video marketing think only of posting a video on YouTube. Instead, post it on your website and include a link on your Facebook wall and Tweet about your new video on Twitter.

While a single video can do a great job, a series of videos keeps viewers coming back for more. Have each new video pick up from where the last left off and you'll find people return to your site just to see what's coming next, and they might even buy while they wait.

If you plan to search YouTube for video, content ideas, don't forget the bread" will come up with a myriad of videos on making all sorts of baked goods. This can help you create a list of items, which have been missed in the past which need a good how-to video created.

The power of video marketing can be staggering, but you need to know how to harness that power. Being able to create great videos is only one part of an effective marketing campaign. You also have to know how to reach the right audience. With the advice you have just read, you can succeed.

Friday, May 2 2014

Making Things Bigger With Magnifying Lamps

Not everybody knows what a magnifying lamp is. It's not a common term in everyday life. Unless of course, you are in a specialist professional fields like the beauty industry and dentistry where these magnification aids are absolutely essential. Having said that, there are quite a few hobbyists that rely heavily on this useful device.

Hobbies such as stamp collecting, sewing, crochet, soldering (which itself can include any number of hobbies) need a magnifier lamp on a daily basis. The principle reason being that one can take advantage of the two essential elements: magnification and quality light source. Of course, this means that you can reveal details in what you are looking at that would otherwise not be visible or (at the very least) difficult to get any clarity on. So, tiny details on stamps become big and bold. Tricky crochet patterns are simplified and getting into PCBs and circuitry with a soldering iron is much less of an issue. All thanks to the humble magnifying lamp.

As with most things, there's various types, models and brands of magnifying lamp that are on the market, which can be a little confusing to the un-initiated. Let's break it down so it's more simple...

Table / Desk lamp

As the name suggests, this is a magnifier that sits on ones desk and facilitates desktop magnifying. Useful for tasks like examination of stamps and small details on paperwork

Floor Lamp

This type of lamp is useful in professions like dentistry, where a lamp with a long neck is needed. In a domestic setting, floor lamps are often used to assist with reading tasks where magnification is needed. For example people with low vision that habitually enjoy a newspaper will make use of a floor magnifying lamp

Gooseneck Lamp

This type of lamp can be either desk or floor and the main advantage that these offer is flexibility. The "gooseneck" section of the lamp is bendable and retains its shape, which means that one can place the lens exactly where it needs to be and it will stay there. All with minimal effort.

Clamp Lamp

These lamps are typically desk lamps that have a clamp instead of a weighted base. The advantage of this is that the lamp can be clamped to a work surface and remain rock-solid in its position. It's great for tasks that need accurate magnification and zero lens movement. Obviously, if you're likely to move about, this type of lamp would become inconvenient.

That pretty much covers the types of lamp that you can spend your hard earned cash on. There is the additional question of whether to go for a lamp that is powered by LEDs or by a Fluorescent tube, but that's a blog post for another day. Happy magnifying!